Crypto

What’s the Best Crypto to Buy? Cold Wallet, PENGU, BNB, ONDO in Spotlight

Published

9 months ago

August 3, 2025

Trying to figure out the best crypto to buy? You’re not the only one. Many are tracking trends, updates, and actual use to find what’s really worth attention. BNB is testing resistance, ONDO is staying steady after a recent push, and PENGU is gaining traction from meme coin buzz. But one project is getting more focus than the rest, and it’s not because of marketing tricks or design changes.

Cold Wallet is changing the usual approach, turning crypto usage into something rewarding. It’s already live, giving users cashback in CWT for using crypto. From gas fees to swaps and moving funds, users earn while they interact. The presale is priced at $0.00942 in stage 16 and moves up to $0.35171 at launch. This alone puts Cold Wallet ($CWT) on the list. Some market watchers even suggest a $2 price point after it goes live, based on growing use and utility.

1. Cold Wallet: Earn as You Use Crypto With CWT Rewards

Cold Wallet isn’t just an idea. It’s already working. When users move funds, swap tokens, or bridge to fiat, they get CWT tokens as cashback. The more you hold, the more you get back, with top-tier users getting up to 100% of gas fees returned. It flips the usual wallet model. No hidden charges or staking rules. Just rewards for using it.

The presale is now in stage 16 with a price of $0.00942. At launch, it hits $0.35171. That gives nearly a 50x window between now and then. Cold Wallet’s structure is focused on long-term value, with 40% of the supply open for presale and 25% set aside for user rewards, including cashback and referrals. A $2 price target is being discussed, not because of hype but because the wallet works, the reward system is active, and the platform is expanding.

There’s also a referral setup offering 10% extra CWT to referrers and 5% to those referred, with the same vesting as purchased tokens. It’s a simple system that gives value both ways. Cold Wallet stands out on this list not just for returns, but because it’s already delivering results. For anyone wondering what the best crypto to buy might look like in 2025, Cold Wallet gives a clear example.

2. PENGU Price Action Draws Eyes with Highs and Lows

PENGU has seen a sharp rise, gaining nearly 295% during its July rally and touching a peak of $0.0458 before cooling off. Since July 24, it has moved between $0.039 and $0.043, staying above its recent lows. If it pushes past $0.042 to $0.045, it could aim for $0.06 or even $0.07 with enough volume. On the downside, a drop to $0.0303 is possible if the momentum fades.

This puts PENGU in a space between promise and risk. It doesn’t follow the usual meme coin pattern, instead building more steady movements with consistent trading interest. But there’s no utility to support it yet. PENGU depends mostly on community drive and social buzz. For short-term traders, it could be the best crypto to buy if they can time the shifts well. Still, without strong backing or a product, it is better seen as a short-run play rather than a hold for the long haul.

3. BNB Keeps Climbing After Setting a New Record

BNB hit a high of nearly $808 before sliding back to $744.5 on July 24, but it didn’t stay down for long. By July 27, it had pushed back to $793 and later reached $825, testing resistance levels again. Daily volume is still strong with over 16 million in trades, and the $770 support level is holding steady. Analysts are watching the $786 to $793 range to see if it can push higher. Targets at $827 or beyond could come into focus if momentum continues.

As the main coin of Binance, BNB is more than a market bet. It’s used for exchange fees, DeFi, and within dApps. That helps give it some staying power. But with a price above $800, big gains are harder to grab compared to smaller coins. For those seeking a steadier ride in a risky market, BNB remains among the best crypto to buy. Just don’t expect major returns unless something big shifts in the Binance ecosystem.

4. ONDO Holds Its Range but Faces Key Test

ONDO ran into resistance at $1.16 before dropping over 10% by July 24. It has since settled between $1.02 and $1.05, with a close at $1.0492 on July 27. While this is an improvement from its earlier dip, the current price movement looks like a pause. If ONDO drops under $1.05, analysts say a fall to around $0.75 to $0.80 could follow.

That said, ONDO has shown that it can move fast when it finds a push. If it can break past $1.12 and cross $1.16 again, momentum could return quickly. For now, it seems like a coin in waiting. Traders are watching it closely, but it may not be the best crypto to buy just yet. It needs a strong signal before confidence builds back up.

What Stands Out Most in This Group of Coins

PENGU is showing signs of a structure forming, BNB is testing new levels, and ONDO is waiting for direction, but Cold Wallet is already active. It has a working product, live cashback rewards, and a presale entry of $0.00942. The price will climb to $0.35171 at launch, and some are expecting it to reach $2 in time based on use, not hype. Cold Wallet is built to be used, not just traded, which gives it a clear edge as the best crypto to buy among these four.

For those done with coins that only react to buzz, Cold Wallet offers something more grounded. It rewards users for real activity, keeps its supply model clear, and is focused on long-term use. That’s a different approach in a market that often follows noise. Whether you’re new or experienced, a product that pays you to use it is hard to overlook. That’s why Cold Wallet is leading today’s list of the best crypto to buy.

Crypto

Stratiphy Reopens Tax-Free Access to Crypto ETNs for UK Investors

Published

1 hour ago

April 22, 2026

Victor Smith

UK fintech platform Stratiphy has introduced a new product aimed at restoring tax-efficient access to crypto exchange-traded notes (ETNs), following regulatory changes that had effectively blocked retail investors from using traditional routes.

Regulatory Changes Created a Market Gap

In October 2025, the Financial Conduct Authority lifted its long-standing ban on retail access to crypto ETNs linked to assets like Bitcoin and Ether. Initially, these products could be held within standard stocks and shares Individual Savings Accounts (ISAs), allowing for tax-free exposure.

However, the situation changed at the start of the new tax year when HM Revenue & Customs ruled that newly purchased crypto ETNs would no longer qualify for those ISAs.

Instead, they were restricted to Innovative Finance ISAs, a less commonly used structure typically associated with peer-to-peer lending. Since no major platform offered both crypto ETNs and IF ISAs, retail investors were left with limited practical access.

Stratiphy Steps In With a New Solution

Stratiphy’s new offering aims to bridge that gap by providing a compliant, tax-free route back into crypto ETNs.

The platform is launching with three ETNs issued by 21Shares, covering:

Bitcoin exposure
Ether exposure
A hybrid Bitcoin and gold product

This setup gives investors a way to regain tax-efficient exposure to crypto markets within the current regulatory framework.

Existing Platforms Fall Short

While crypto ETNs are already available through platforms like:

Interactive Investor
Freetrade
Revolut

none currently offer Innovative Finance ISAs, which limits their usefulness for tax-free investing under the updated rules.

Additionally, IF ISAs fall outside the UK’s Financial Services Compensation Scheme, adding another layer of consideration for investors.

Growing Interest in Regulated Crypto Products

Despite regulatory hurdles, demand for crypto ETNs remains strong.

A study by IG Group found that:

Around 30% of UK adults are open to investing in crypto via ETNs
The UK crypto market could grow by up to 20% following broader access

This interest is largely driven by the perceived safety and regulatory oversight of ETNs compared to direct crypto ownership.

Broader Regulatory Developments Underway

The UK is continuing to refine its approach to crypto regulation.

The Financial Conduct Authority has launched consultations ahead of a comprehensive framework expected to take effect in October 2027, covering:

Stablecoins
Trading platforms
Custody services
Staking

These efforts aim to bring greater clarity and structure to the market while supporting innovation.

A Step Toward Restoring Access

Stratiphy’s launch highlights how fintech firms are adapting to evolving regulations to maintain investor access.

By reopening a tax-efficient pathway to crypto ETNs, the platform could play a key role in reconnecting UK retail investors with regulated digital asset exposure.

Crypto

AI Boom Fuels Surge in Bug Bounty Reports — But Quality Takes a Hit

Published

2 hours ago

April 22, 2026

Victor Smith

The rise of artificial intelligence is reshaping how crypto security works, but not always for the better. While AI is helping uncover vulnerabilities faster, it is also flooding teams with low-quality reports that are becoming harder to manage.

Bug Bounty Submissions Surge Across Crypto

Bug bounty programs, which reward ethical hackers for identifying vulnerabilities, have long been a key part of crypto security. Now, AI tools are accelerating that process by scanning large amounts of code in seconds.

According to HackerOne, there were 85,000 valid bug bounty submissions in 2025, marking a 7% increase from the previous year.

However, the total number of submissions, including invalid ones, has grown much faster.

AI Creates More Noise Alongside Value

Industry leaders say AI is driving both progress and problems.

Barry Plunkett, co-CEO of Cosmos Labs, revealed that their program has seen a 900% increase in submissions, with teams now handling between 20 and 50 reports per day.

While some of these reports are legitimate, many are not.

Kadan Stadelmann, CTO of Komodo Platform, noted a clear rise in:

False positives
Low-quality submissions
Reports likely generated using AI tools

The underlying issue is simple: AI has significantly reduced the effort required to generate a bug report, leading to a flood of submissions.

Developers Struggle With “AI Slop”

The growing volume of poor-quality reports is becoming a major burden.

Daniel Stenberg, creator of the widely used curl tool, recently shut down his bug bounty program altogether, citing exhaustion from dealing with what he described as “AI slop.”

For many teams, separating real vulnerabilities from noise is now one of the biggest challenges in maintaining security.

Adapting to a New Reality

To manage the surge, crypto teams are starting to rethink how bug bounty programs operate.

Some of the strategies being implemented include:

Prioritizing submissions from trusted researchers
Tightening scoring and validation criteria
Using advanced triage systems

These changes aim to ensure that critical vulnerabilities are not overlooked amid the growing volume of reports.

AI Could Also Be the Solution

Despite the challenges, AI may also help solve the very problem it created.

Developers are exploring defensive AI systems that can:

Filter incoming reports
Identify high-quality submissions
Reduce the burden on human reviewers

This approach could be especially important for smaller teams with limited resources.

A Turning Point for Crypto Security

Bug bounty programs remain essential for securing decentralized systems, but the rise of AI is forcing a shift in how they are managed.

The industry now faces a balancing act:

Leveraging AI to improve security
Preventing it from overwhelming systems with low-quality data

As AI continues to evolve, so too will the tools and strategies needed to keep crypto protocols secure.

Blockchain

Privacy Protocol Umbra Shuts Down Front End to Disrupt Hackers

Published

3 hours ago

April 22, 2026

Victor Smith

Privacy-focused crypto protocol Umbra has temporarily taken its front-end interface offline in an effort to slow down hackers attempting to move stolen funds.

The move comes amid heightened scrutiny following a series of major exploits across the crypto ecosystem.

Front-End Taken Offline After Suspicious Activity

Umbra said it identified roughly $800,000 in stolen funds being routed through its protocol. In response, the team placed its hosted front end into maintenance mode.

The protocol noted that the interface will remain offline until it is confident that restoring it will not interfere with ongoing recovery efforts.

This action follows the recent exploit of Kelp DAO, where attackers stole over $280 million, with some reports linking the movement of funds through Umbra.

Limits of Control in Decentralized Systems

Despite shutting down its front end, Umbra acknowledged a key limitation: it cannot stop users from interacting directly with its smart contracts.

Because the protocol is open-source:

Users can access it through self-hosted interfaces
Alternative front ends can be deployed independently
Smart contracts remain fully operational onchain

This highlights the broader challenge of controlling decentralized infrastructure once it is live.

Debate Over Responsibility Intensifies

The situation has reignited debate around developer responsibility in decentralized systems.

Roman Storm, co-founder of Tornado Cash, argued that disabling a front end may not be enough to satisfy regulators.

Storm, who was previously convicted in a high-profile case, said authorities may still view control over a user interface as control over the protocol itself.

He warned that:

Modifying or shutting down a front end could be interpreted as governance authority
Developers may still face legal accountability regardless of decentralization claims

Umbra Defends Its Design

Umbra pushed back on claims that its protocol is useful for laundering funds.

The team emphasized that:

The protocol primarily protects the receiver’s identity, not the sender’s
Transactions remain traceable onchain
Stolen funds routed through Umbra can still be identified

It also confirmed that it is working with security researchers to track suspicious activity.

Ongoing Pressure on Privacy Tools

The incident reflects growing pressure on privacy-focused crypto tools as regulators and law enforcement target illicit fund flows.

While some platforms have taken steps to freeze or block hacker activity, decentralized protocols like Umbra face structural limitations in enforcement.