In a move already being hailed as a turning point for decentralized finance, Lemon Bank Group and Charter One have joined forces to launch the world’s most advanced permissionless crypto lending protocol, powered entirely by LemonChain — a Layer 1 blockchain built for real-world utility and rapid DeFi innovation.

As of today, users can visit LEMLOANS.io to pre-register and explore the platform’s loan simulator, ahead of the full beta launch in Q3 2025.

This isn’t just another financial product. It’s a new paradigm:

“No more gatekeepers. No more delays. No more banks standing between people and their money.”

A Protocol for the People — Not Just the Privileged.

Unlike traditional lending or even centralized crypto lenders, LEMLOANS is entirely smart contract-driven and truly permissionless: no credit checks, no applications, no approvals, no middlemen.

You simply: Choose your amount — from $1,000 to $100,000 Choose your term — from 3 months to 5 years Approve the smart contract

Receive your loan instantly in LUSD

Stay in control of your collateral while enjoying financial freedom

“True decentralization doesn’t ask for permission,” said H.E. Dr. Fahed Merhebi, Founder of Lemon Bank Group. “We built this protocol to honor that principle. You own your crypto. You control your future. Nobody can say no.”

Beginning July 15, users can pre-register and lock in their spot. The beta release goes live in Q3 2025, starting with a $50 million lending pool. Backed by institutional infrastructure, the program will expand to over $50 billion in total lending capacity in the

years to come — making LemonChain one of the most powerful on-chain credit ecosystems in existence.

Built for the New FinancialEra.

Engineered on LemonChain’s secure Proof-of-Stake foundation, LEMLOANS gives holders of the LEMX token a suite of powerful benefits:

• Stake LEMX
• Pay for goods and services
• Pair LEMX for liquidity
• Borrow against your holdings
• Spend loan proceeds instantly
• Retain asset ownership and upside

With flexible terms and interest rates starting as low as 5% APR, users are fully in control:

“You pick the term. You pick the amount. No more loan officers, no more paperwork. You’re in full control of your financial future.”

LemPay: From Wallet to World.

LemPay, Lemon Bank Group’s flagship payment platform, is tightly integrated into the lending experience. Features include:

• Instant LUSD loan disbursement
• Visa-powered debit card accepted globally
• Instant spending or fiat conversion
• Real-time transaction and loan tracking

“LemPay is the bridge between decentralized finance and everyday life,” said Ryan Fritzsche, CEO of LemPay. “By empowering users to instantly access their loan proceeds and spend crypto anywhere Visa is accepted, we’re removing friction and making blockchain assets truly usable. This partnership transforms how people interact with their digital wealth — fast, seamless, and permissionless.”

“It’s the fastest path from blockchain to real life I’ve ever seen,” said Derrick Hope at Token2049 Dubai. “This isn’t just a DeFi tool — it’s a life tool.”

Traditional Finance, Meet Protocol Power.

Charter One, a trusted international financial institution, brings decades of banking infrastructure and operational security to the Lemon ecosystem. The firm supports:

• Retail & commercial banking
• Global FX & trade services
• Crypto-to-fiat rails
• Compliance, custody & treasury solutions

“We’re not just watching the future of finance — we’re helping build it,” said Kadiatou Toure for Charter One. “By combining modern compliance with borderless innovation, this partnership sets a new standard for the financial world.”

For the first time, decentralized lending is as fast, flexible, and functional as traditional banking — without compromise.

“Web3 gave us sovereignty,” said Dr. Merhebi. “Now it gives us credit. Permissionless lending is here — and it’s beautiful.”

About Lemon Bank Group

Lemon Bank Group is a Web3-native fintech innovator delivering decentralized tools for lending, payments, and digital asset empowerment. With products like LEMLOANS, LemPay, and LemonChain, it is redefining access to capital and financial autonomy for the new internet economy.

About LemPay

LemPay is the payments engine of the Lemon ecosystem, offering a full-featured crypto wallet, Visa debit card integration, and seamless settlement between blockchain assets and real-world merchants. Users can instantly spend, convert, or withdraw — with complete on-chain transparency.

About Charter One

Charter One is an international financial firm focused on modern banking services, liquidity, and fintech collaboration. The organization is committed to bridging legacy finance with open protocols, unlocking global access to smarter, faster money systems.

The crypto space is changing fast, with new ideas, user-focused tools, and real business use driving the momentum. People are now watching more closely for projects that show real value beyond short-term hype.

Ethereum (ETH), VeChain (VET), and AAVE are showing why they are considered top crypto to buy in 2025. ETH is leading the way with smart contracts and DeFi tools. VET is focused on supply chain solutions for big companies. AAVE continues to support lending through decentralized platforms. Each project is carving out a clear role in today’s blockchain world.

Another name gaining serious attention is BlockDAG (BDAG). With $341 million raised, 24 billion coins sold, and 2 million mobile miners using its X1 App, it’s quickly becoming one of the most talked-about stories this year. And with its GLOBAL LAUNCH release entry set at just $0.0016, the timing feels notable.

1. BlockDAG (BDAG): X1 App Hits 2M Users Before GLOBAL LAUNCH Release

BlockDAG is changing the way people think about mining. Its mobile X1 App makes it easy for anyone to join in without expensive gear or battery drain. Over 2 million users are already mining from their phones, with just a tap on the “Activate BlockDAG X1” button. The goal is clear: make crypto more open to everyone.

This user-first approach is showing results. BlockDAG’s presale has passed $341 million with 24 billion coins already sold. More than 18,500 hardware miners are in use. These numbers reflect strong interest and activity around the project.

The GLOBAL LAUNCH release price is locked at $0.0016 through August 11, still much lower than the expected listing price of $0.05. That price gap suggests a possible 3,025% ROI. Many in the crypto world are watching to see how BlockDAG (BDAG) fits into the list of top cryptos to buy in 2025 as interest continues to grow.

2. Ethereum (ETH): Still Leading the Charge in Web3

Ethereum is still the top choice for developers, supporting smart contracts, DeFi, and NFTs. With one of the largest developer networks and strong support from major institutions, Ethereum continues to drive the Web3 movement and holds a major place in the next wave of blockchain growth.

Upcoming updates focused on scaling and the growing use of Layer-2 networks are part of the reason why many analysts call ETH a top crypto to buy in 2025. Lower gas fees and steady staking rewards add to Ethereum’s appeal as a platform built for long-term strength in a market where flexibility and network size really matter.

3. VeChain (VET): Supply Chain Tech with Global Reach

VeChain is known for its use in real-world supply chain systems, working with major global companies to bring transparency and efficiency. Its Thor 2.0 upgrade improves speed and compliance, making it even more useful across sectors like car manufacturing, healthcare, and food tracking.

With proven uses in everyday business, VeChain’s value goes beyond short-term buzz. That’s why it stands out as a top crypto to buy in 2025. Experts often point to its tools for tracking goods, carbon data, and logistics, making a solid case for those who follow real-world adoption.

4. Aave (AAVE): Lending That Keeps Evolving

Aave remains a key part of decentralized finance. It allows people to lend and borrow without giving up control of their assets, working across different blockchains. The rollout of Aave V3, along with its native GHO stablecoin and expanded cross-chain support, brings better returns and smoother use.

This mix of strong features and solid design places AAVE among the top crypto to buy in 2025. With tested smart contracts, high liquidity, and a growing DAO, Aave continues to appeal to both experienced DeFi users and newcomers looking for reliable tools in the space.

Looking Ahead

Ethereum, VeChain, and Aave all show why crypto is still packed with exciting developments. Ethereum leads in smart contract tools, VeChain brings real-world value to supply chains, and Aave pushes DeFi forward with user-friendly lending services.

But BlockDAG is taking a fresh approach. It has raised over $341 million, sold 24 billion coins, and now has 2 million users mining on its X1 app. The GLOBAL LAUNCH release price is still set at $0.0016, offering a possible return of up to 3,025%. That kind of movement makes BDAG a serious option for anyone searching for the top crypto to buy in 2025. The chance to join early may not be around much longer.

Trading volumes rise as traders respond to recent price moves and key news. Cronos (CRO) jumped 16% after being added to a new ETF, drawing fresh attention. At the same time, Aptos (APT) shows a technical pattern that could lead to a 250% rally if the $3.65 support holds. These coins are on many watchlists, but the biggest excitement surrounds BlockDAG (BDAG) and its innovative mining method.

BlockDAG’s X1 Miner App has gained over 2 million users who mine directly on their smartphones, and no special equipment or setup is needed. This easy mining method fuels strong interest, with the presale nearing $340 million raised. As part of BlockDAG’s GLOBAL LAUNCH release, the price is $0.0016 until August 11th, motivating buyers before it returns to $0.0276 in Batch 29.

Aptos Faces Resistance Around $5.9 Level

Aptos is hovering near its key support level of $3.65, which has been a bounce point in earlier rallies. The technical setup shows a double-bottom formation, hinting at a possible price reversal, with resistance near $5.9. If volume picks up, some expect the price could surge as high as $14. However, APT has struggled to break above $10 multiple times, which raises doubts about whether this rally can last.

Though Aptos is one of the top coins to watch, signs of weakness remain. The Relative Strength Index (RSI) is neutral, and if the price falls below $3.65, bullish hopes could quickly vanish. Price moves have been inconsistent over recent months, making many cautious. Until clearer signals appear, this setup remains speculative.

Cronos (CRO) Jumps 16% After ETF News

Cronos (CRO) recently jumped 16% after news broke about its inclusion in a proposed Truth Social Crypto ETF. The price hit $0.093, but it looks to have been driven mostly by ETF news rather than real demand.

There are concerns about CRO’s long-term role since it still has low user adoption beyond Crypto.com. The excitement around the ETF may fade if regulators delay or reject the ETF. While the price jump is eye-catching, it may be hard to maintain without strong support from user growth or ecosystem expansion. Many remain cautious about CRO’s future.

BlockDAG’s Mining Innovation Brings Crypto to Everyday Smartphone Users

BlockDAG has cracked a challenge that many crypto projects have struggled with: making mining simple and accessible for everyone. Its X1 Miner App turns smartphones into efficient mining tools, removing the need for costly rigs or complicated setups. This innovation opens mining to anyone, not just tech experts or those with expensive equipment.

Thanks to this breakthrough, BlockDAG’s presale has raised a staggering $340 million across 29 batches so far. Early buyers from Batch 1 have seen an impressive 2,660% return compared to the current Batch 29 price of $0.0276. Now, as part of the GLOBAL LAUNCH release, the price is $0.0016 per coin until August 11th, which is driving strong demand.

More than two million users mine BDAG daily through the X1 crypto mining App for Android & IOS. Mining is easy: register and tap once to mine up to 20 BDAG coins a day. The app does not drain data or battery, making it user-friendly. Features like a live leaderboard and referral program keep the community engaged and motivated.

Experts expect BDAG could reach $1 in value soon, making coins mined or bought today potentially very valuable. BlockDAG’s mining model is changing how people think about crypto mining, putting it in reach of everyday users. The project is gaining serious attention as one of the most promising cryptos to watch in 2025.

Summing Up!

Aptos (APT) shows a possible recovery if its $3.65 support holds, while Cronos (CRO) surged 16% after ETF news but still faces uncertainty about long-term strength.

In contrast, BlockDAG’s growth is backed by real user activity and a simple mining experience. With over 2 million daily miners and $340 million raised in the presale, BDAG is gaining solid momentum. The price of $0.0016 during the GLOBAL LAUNCH release lasts until August 11th before rising back to $0.0276. BlockDAG’s ease of use and fast-growing community place it firmly among the top cryptos to watch now.

Presale: https://purchase.blockdag.network

Website: https://blockdag.network

Telegram: https://t.me/blockDAGnetworkOfficial

Discord: https://discord.gg/Q7BxghMVyu