XRP is entering another major milestone as the 21Shares Spot XRP ETF officially begins trading today, Monday, December 1, 2025. This launch places XRP directly in front of traditional finance audiences, allowing investors to gain exposure through standard brokerage accounts — without needing to buy, store, or manage the tokens themselves.

Crypto commentator Nadzzzz (@NADZOE93) highlighted the development, emphasizing that the ETF brings XRP much closer to mainstream financial rails.

What the ETF Brings to the Market

The new ETF — trading under the ticker TOXR — offers regulated, direct exposure to XRP’s price movements. Its purpose is simple: give institutions an accessible way to invest in XRP without touching the underlying asset.

For many traditional firms limited by compliance, custodial rules, or regulatory barriers, this is the gateway they’ve been waiting for. Wealth managers who prefer familiar market structures can now include XRP allocations just like any other security.

Why Institutional Access Matters

Institutions are the largest drivers of capital inflows in global markets. By packaging XRP as a regulated ETF, hedge funds, asset managers, and advisors can now deploy capital at scale — while using custody solutions that meet their internal standards.

This unlocks a much larger pool of potential buyers, increasing XRP’s visibility across regulated exchanges. Historically, ETF listings also tend to strengthen liquidity and support price discovery.

How the Market Is Reacting

Demand for spot XRP ETFs is already strong.

• Canary Capital saw $58 million in day-one volume.
• Franklin Templeton, Bitwise, and Grayscale launched similar products, each attracting meaningful inflows.

The coordinated rollout suggests that investor appetite for regulated XRP products is accelerating following improved regulatory clarity.

With TOXR entering the field, competition among issuers is expected to intensify — potentially benefiting XRP’s price through higher liquidity and expanded market exposure.

What to Watch Next

Short-term indicators will revolve around:

• TOXR’s opening volume
• Changes in XRP liquidity across exchanges
• On-chain supply movements

XRP exchange balances have been shrinking, and fresh ETF demand could amplify the ongoing supply crunch. If that happens, analysts believe it may set the stage for upward price pressure.

Trust Wallet has rolled out Apple Pay support for crypto purchases, marking a major step toward making digital assets easier and more accessible for everyday users. The update, launched on November 27, 2025, enables seamless fiat-to-crypto transactions across more than 45 countries, using Apple’s secure payment framework.

The move strengthens Trust Wallet’s position as a user-friendly gateway into Web3, especially in regions where mobile payments dominate. Through this integration, users can buy cryptocurrencies—such as Bitcoin (BTC), Ethereum (ETH), and BNB—directly in the app using Apple Pay’s biometric authentication and tokenization features.

Trust Wallet emphasized that Apple Pay’s security design ensures sensitive financial data never reaches its servers, offering a streamlined experience without compromising safety. The company expects smoother onboarding for newcomers to crypto and broader adoption among retail participants.

Acquired by Binance in 2018, Trust Wallet continues to grow its ecosystem and utility. The firm also noted potential liquidity boosts for major cryptocurrencies and increased interest in Trust Wallet Token (TWT) as users engage more actively with the app’s features.

With no regulatory issues reported and increasing global demand for simple purchasing methods, the integration aligns with wider trends pushing crypto further into mainstream finance.

XRP is entering one of its most intriguing phases of 2025 as exchange balances plunge more than 45% in just two months—a shift on-chain analysts say could fuel a strong bullish breakout.

Fresh data from Glassnode shows XRP exchange holdings have fallen from 3.95 billion tokens on September 21 to just 2.6 billion by late November. This sharp reduction suggests more holders are choosing self-custody over keeping assets on centralized exchanges, tightening available supply and potentially amplifying future price movements.

Whales Accelerate the Supply Shock

The drop is visible in Glassnode’s latest charts, where XRP’s 7-day SMA balance has been in steady decline while price action continues to fluctuate. With roughly $1.3 billion worth of XRP now moved off exchanges at current pricing, the trend points toward deliberate accumulation rather than panic selling.

Analysts say whale buyers are driving the shift. Large holders appear to be absorbing sell pressure during market dips, signaling renewed confidence in XRP’s cross-border payments use case and Ripple’s expanding global network.

Binance Reserve Decline Deepens Liquidity Tightening

Adding fuel to the trend, XRP reserves on Binance—its largest trading venue—have dropped by roughly $640 million. This deepens the supply squeeze across the broader market and suggests that accumulation is not limited to retail participants.

Momentum is also supported by major regulatory wins. Ripple’s largely favorable outcome in its long-running SEC dispute has restored institutional confidence. Meanwhile, new spot XRP ETF filings by heavyweight firms like BlackRock and Fidelity have injected further optimism, mirroring excitement seen during Bitcoin’s ETF timeline.

Regulation, ETFs, and Ledger Activity Strengthen the Bullish Case

Historically, steep declines in on-exchange supply have preceded major price expansions—XRP’s 2017 rally being a prime example. While macro factors such as Federal Reserve policy remain important variables, the fundamental picture is strengthening.

XRP Ledger activity is up 30% month-over-month, and analysts believe that if exchange outflows continue at this pace, XRP could reasonably challenge the $1 mark in the near term.

For now, the market seems to be sending one clear signal: reduced liquid supply means increased potential energy for the next significant move.