Connect with us

Crypto Currency

“No More Gatekeepers”: Lemon Bank Group and Charter One Launch the First Truly Permissionless Lending Platform on LemonChain

Published

on

In a move already being hailed as a turning point for decentralized finance, Lemon Bank Group and Charter One have joined forces to launch the world’s most advanced permissionless crypto lending protocol, powered entirely by LemonChain — a Layer 1 blockchain built for real-world utility and rapid DeFi innovation.

As of today, users can visit LEMLOANS.io to pre-register and explore the platform’s loan simulator, ahead of the full beta launch in Q3 2025.

This isn’t just another financial product. It’s a new paradigm:

“No more gatekeepers. No more delays. No more banks standing between people and their money.”

A Protocol for the People — Not Just the Privileged.

Unlike traditional lending or even centralized crypto lenders, LEMLOANS is entirely smart contract-driven and truly permissionless: no credit checks, no applications, no approvals, no middlemen.

You simply: Choose your amount — from $1,000 to $100,000 Choose your term — from 3 months to 5 years Approve the smart contract

Receive your loan instantly in LUSD

Stay in control of your collateral while enjoying financial freedom

“True decentralization doesn’t ask for permission,” said H.E. Dr. Fahed Merhebi, Founder of Lemon Bank Group. “We built this protocol to honor that principle. You own your crypto. You control your future. Nobody can say no.”

Beginning July 15, users can pre-register and lock in their spot. The beta release goes live in Q3 2025, starting with a $50 million lending pool. Backed by institutional infrastructure, the program will expand to over $50 billion in total lending capacity in the

years to come — making LemonChain one of the most powerful on-chain credit ecosystems in existence.

Built for the New FinancialEra.

Engineered on LemonChain’s secure Proof-of-Stake foundation, LEMLOANS gives holders of the LEMX token a suite of powerful benefits:

  • Stake LEMX
  • Pay for goods and services
  • Pair LEMX for liquidity
  • Borrow against your holdings
  • Spend loan proceeds instantly
  • Retain asset ownership and upside

With flexible terms and interest rates starting as low as 5% APR, users are fully in control:

“You pick the term. You pick the amount. No more loan officers, no more paperwork. You’re in full control of your financial future.”

LemPay: From Wallet to World.

LemPay, Lemon Bank Group’s flagship payment platform, is tightly integrated into the lending experience. Features include:

  • Instant LUSD loan disbursement
  • Visa-powered debit card accepted globally
  • Instant spending or fiat conversion
  • Real-time transaction and loan tracking

“LemPay is the bridge between decentralized finance and everyday life,” said Ryan Fritzsche, CEO of LemPay. “By empowering users to instantly access their loan proceeds and spend crypto anywhere Visa is accepted, we’re removing friction and making blockchain assets truly usable. This partnership transforms how people interact with their digital wealth — fast, seamless, and permissionless.”

“It’s the fastest path from blockchain to real life I’ve ever seen,” said Derrick Hope at Token2049 Dubai. “This isn’t just a DeFi tool — it’s a life tool.”

Traditional Finance, Meet Protocol Power.

Charter One, a trusted international financial institution, brings decades of banking infrastructure and operational security to the Lemon ecosystem. The firm supports:

  • Retail & commercial banking
  • Global FX & trade services
  • Crypto-to-fiat rails
  • Compliance, custody & treasury solutions

“We’re not just watching the future of finance — we’re helping build it,” said Kadiatou Toure for Charter One. “By combining modern compliance with borderless innovation, this partnership sets a new standard for the financial world.”

For the first time, decentralized lending is as fast, flexible, and functional as traditional banking — without compromise.

“Web3 gave us sovereignty,” said Dr. Merhebi. “Now it gives us credit. Permissionless lending is here — and it’s beautiful.”

About Lemon Bank Group

Lemon Bank Group is a Web3-native fintech innovator delivering decentralized tools for lending, payments, and digital asset empowerment. With products like LEMLOANS, LemPay, and LemonChain, it is redefining access to capital and financial autonomy for the new internet economy.

About LemPay

LemPay is the payments engine of the Lemon ecosystem, offering a full-featured crypto wallet, Visa debit card integration, and seamless settlement between blockchain assets and real-world merchants. Users can instantly spend, convert, or withdraw — with complete on-chain transparency.

About Charter One

Charter One is an international financial firm focused on modern banking services, liquidity, and fintech collaboration. The organization is committed to bridging legacy finance with open protocols, unlocking global access to smarter, faster money systems.

The Bitcoin Daily is one of the most reliable and leading portal about Technology News, Latest Updates, Financial News, Business and any all subjects related to technology and blockchain.

Continue Reading

Crypto Currency

XRP, Ethereum, and Cold Wallet: August’s Prominent Crypto Setups

Published

on

XRP, Ethereum, and Cold Wallet: August’s Prominent Crypto Setups

XRP Holds $3.20 & ETH Climbs Toward $5K, but Cold Wallet’s Stage 17 Presale Delivers the Widest ROI Window of 2025!

In August’s fast-moving crypto market, XRP is holding firm around $3.20, giving traders a clear support zone to track. If momentum builds above resistance, the next target sits near $3.60, making it one of the most closely watched setups of August.

Ethereum is also showing strength, trading between $4,000 and $4,300 while building momentum toward a potential breakout. Analysts point to a path that could extend to $5,000 if current levels give way, supported by stronger network activity.

However, Cold Wallet ($CWT) is not just another chart play. It has already raised more than $6.21 million, sold 737 million tokens, and continues in Stage 17 at $0.00998 compared to a confirmed listing price of $0.3517. That spread creates a possible 3,400% ROI, with early participants already in profit and the gap narrowing as each presale stage advances.

XRP Eyes $3.60 as August Breakout Looms

XRP is holding steady near $3.20 while traders focus on a symmetrical triangle forming on the four-hour chart. The pattern is supported by a rising trendline, and the 20, 50, and 200-period EMAs are aligned in a bullish setup. A close above the $3.33 to $3.36 range could act as the trigger for a breakout toward $3.40 or $3.60.

Momentum is also building off the charts. Trading volume has surged by more than 200%, and derivatives open interest continues to climb, showing stronger conviction from market participants. Combined with optimism following Ripple’s legal progress, XRP now offers one of the most defined breakout structures for traders.

Ethereum Charts a Path to $5,000

Ethereum has surged between $4,000 and $4,300, delivering a 23% gain this week and an impressive 46% climb in the past month. This move has brought ETH into a critical breakout zone, with on-chain data pointing toward $4,800 as the next target if momentum holds. Rising trading activity and higher network participation are strengthening the bullish case.

A push beyond resistance could set up a run toward $5,000, backed by both technical alignment and improving sentiment. Institutional inflows are also increasing, giving ETH added credibility as a leading breakout candidate. For investors, Ethereum now stands out as a trade setup with both short-term and long-term potential.

Cold Wallet’s $6.21M Presale Builds Momentum for Web3 Adoption

Cold Wallet is reshaping how Web3 can scale by removing the biggest barriers that have slowed new users for years. High transaction fees and clunky onboarding have discouraged participation, but this project flips the script by rewarding activity instead of punishing it. Users receive cashback in CWT for essential actions such as paying for gas, making swaps, or transferring funds. This incentive-driven model is reinforced by the integration of Plus Wallet, which instantly brings more than 2 million connected accounts into the ecosystem from day one.

The token presale numbers show that the market is paying attention. More than $6.21 million has already been raised, with 737 million tokens sold across stages. At the current Stage 17 price of $0.00998, CWT trades well below its confirmed listing target of $0.3517. This gap represents a calculated potential return of more than 3,400 percent, while the earliest buyers from Stage 1 are already securing gains.

Each new presale stage narrows this ROI window, heightening urgency for those considering entry. Unlike projects that spend months trying to build an audience post-launch, Cold Wallet arrives with liquidity, adoption, and incentives already locked in. It is a launchpad prepared for scale rather than speculation.

For investors, the appeal lies in timing. Cold Wallet offers a rare chance to join a project that has utility, funding, and an immediate user base before public trading begins. This is the type of setup that creates exponential growth curves, and the opportunity to secure a position at this stage is not likely to remain open for long.

Quick Rundown

While XRP’s path to $3.60 and Ethereum’s push toward $5,000 depend on how market momentum develops in the short term, Cold Wallet offers something different. It launches with funding already secured, integration complete, and more than 2 million users imported from Plus Wallet on day one. Its cashback-first system ensures that every blockchain action creates value, setting it apart from projects still chasing adoption.

With Stage 1 buyers already in profit and the current Stage 17 price of $0.00998 still far below the confirmed listing rate, the upside is backed by clear math rather than speculation. For investors searching for market-ready projects with immediate adoption and strong fundamentals, Cold Wallet represents a rare entry point before momentum accelerates.

Explore Cold Wallet Now:

Presale: https://purchase.coldwallet.com/

Website: https://coldwallet.com/

X: https://x.com/coldwalletapp

Telegram: https://t.me/ColdWalletAppOfficial

Continue Reading

Crypto Currency

Top Altcoins for 2025: BlockDAG, Pepe, Shiba Inu & Dogecoin

Published

on

Top Altcoins for 2025: BlockDAG, Pepe, Shiba Inu & Dogecoin

Top Altcoins for 2025: BlockDAG Presale Growth, Pepe’s $1.6B Surge, SHIB Burn Spike & DOGE’s Recovery Path

The competition among the top altcoins for 2025 is intensifying as standout projects signal major shifts in momentum. While Bitcoin and Ethereum remain central, much of the excitement comes from projects combining strong communities, unique use cases, and solid technical setups. In this market, performance goes beyond hype, as growth relies on adoption, scalability, and innovation.

Four names are making headlines: BlockDAG, with its fast-rising presale and 36x potential, Pepe, gaining traction from a $1.6B trading volume spike, Shiba Inu, powered by a record 48,000% burn rate increase, and Dogecoin, forming a classic accumulation structure.

Together, they reflect different angles of growth, from early adoption and meme coin strength to network expansion and recovery setups, making them key projects to track in 2025.

BlockDAG: Presale Growth and 36x Potential

BlockDAG’s crypto presale has become one of the most followed developments in the crypto market. Currently in Batch 29, BDAG coins are priced at $0.0276, with a projected post-listing target near $1, pointing to a possible 36x upside. With over $376 million raised toward its $600M target, each batch closing has steadily lifted the price, creating urgency for entry before further increases.

Its strength lies in technology rather than speculation. BlockDAG’s hybrid DAG + Proof-of-Work framework allows highly scalable, fast transactions without giving up decentralization, addressing challenges many blockchains still face. Adoption is already underway with 19,300 ASIC miners distributed and more than 2.5 million people mining through the X1 mobile app. Developers are also building dApps and integrations in preparation for mainnet, ensuring functionality from launch.

With growing adoption, technical resilience, and a low current entry price, BlockDAG (BDAG) is positioning itself as one of the most notable names among the top altcoins for 2025.

Pepe: Riding High on $1.6B Daily Volume

Pepe has surged back into focus, recording a 20% weekly rise and securing its position as the second-largest memecoin after DOGE. Trading around $0.000011 with $1.6 billion in 24-hour volume, it is outperforming much of the meme market.

Hourly gains near 1.5% highlight consistent momentum despite minor intraday dips. Its strength remains the unwavering backing of its community and the ability to extend hype cycles longer than most rivals.

For those tracking memecoins among the top altcoins for 2025, Pepe’s liquidity depth and strong technical setup make it an important contender as market activity builds.

Shiba Inu: Burn Rate Sparks New Optimism

Shiba Inu’s 48,000% jump in burn rate has fueled renewed optimism, with analysts targeting $0.0000254 in the near term. Now trading at about $0.000013, SHIB has gained roughly 12% over the last week, supported by $400 million in daily trading volume.

This reduction in supply, combined with visible accumulation, provides SHIB with a solid setup for possible breakout moves. While its rise is steadier than Pepe’s, its vast community, ecosystem growth, and deflationary structure keep it a strong name among the top altcoins for 2025.

A confirmed move above key resistance levels could unlock the next major advance for SHIB.

Dogecoin: Setting Up in a Key Range

Dogecoin has faced volatility, dropping 11% in the past 24 hours due to institutional selling. Yet DOGE remains within an accumulation zone similar to phases that once preceded 140–230% rallies.

Currently near important support, its path forward depends on the easing of leveraged positions and broader market recovery. As the original memecoin and a cultural symbol, DOGE continues to hold unique relevance.

In the context of the top altcoins for 2025, its current range may offer a historically familiar setup, making it a potential surprise performer if momentum returns.

Final Takeaway

As the 2025 cycle approaches, the top altcoins for 2025 can be identified through their mix of strong fundamentals and market catalysts. BlockDAG leads with a presale positioned for a potential 36x rise, supported by advanced architecture and rapid adoption.

Pepe’s soaring trading volume confirms its lasting influence in the memecoin space, while Shiba Inu’s extreme burn rate increase signals renewed breakout potential. Meanwhile, Dogecoin’s accumulation zone could set the stage for another classic rally.

Each project offers its own path to growth, from early presale opportunity to meme-powered community surges and supply-driven models. In this race for the top altcoins for 2025, timing could be the key difference between catching the wave or missing it altogether.

Continue Reading

Crypto Currency

BlockDAG Presale Hits $376M With 2,660% ROI Before Mainnet

Published

on

BlockDAG Presale Hits $376M With 2,660% ROI Before Mainnet

BlockDAG Presale Already 2,660% Up: Could This Be the Biggest Crypto Win of 2025?

In crypto, the earliest stages are often where life-changing gains are made. Most projects struggle to deliver real profits before launch, yet BlockDAG is proving that upside doesn’t need to wait. Its presale has already created massive returns, cementing it as one of the strongest stories heading into 2025.

BlockDAG (BDAG) has raised $376 million so far, with 25.2 billion coins sold at a current batch 29 price of $0.0276. From batch 1’s starting point of $0.001, early participants are sitting on a 2,660% return. Alongside this, over 19,300 hardware miners have been sold, adding $7.8 million more to the project’s war chest. These numbers are not just about hype, they’re proof of traction that could carry into mainnet next year.

Early Profits That Rewrite the Playbook

Normally, buyers expect the real gains only after listing day. BlockDAG has flipped that idea. Starting at $0.001 in batch 1 and climbing steadily to $0.0276 by batch 29, the presale has rewarded early entries with 26.6x growth. That’s before any exchange listing or mainnet activity.

This approach is structured. Each batch comes with a higher price, so those who get in sooner automatically lock in profits as the stages progress. The model builds urgency while showing the kind of compounding gains most people only expect once a coin is already trading publicly.

Why Numbers This Strong Signal More Ahead

The 2,660% ROI already delivered tells its own story, but it also sets the tone for what could come next. Crypto history shows that presales with strong built-in gains often open with heavy demand on exchanges. The growth curve doesn’t look accidental. Instead, it’s the result of planned scarcity and steady distribution across more than 25 billion coins.

This broad distribution means liquidity could be healthy post-listing, while the current ROI demonstrates the market’s willingness to pay a premium even before launch. For those watching for the crypto with the most potential in 2025, these signals cannot be ignored.

Proof of Strength Before the Chain Goes Live

A presale’s numbers mean little without proof the project can deliver. BlockDAG has been rolling out progress alongside its fundraising. Its testnet already includes features such as a Blockchain Explorer, Faucet, and smart contract support. Over 2.5 million users are active on the X1 Miner App, showing adoption before the mainnet even launches.

This infrastructure matters. Whales and serious buyers don’t commit capital based only on promises. They look for signs that a network can handle scale once demand hits. With a hybrid architecture that merges DAG with Proof of Work, plus CertiK-audited smart contracts, BlockDAG is giving those signals early.

Getting Ahead of the Market Curve

The biggest mistake casual buyers make is waiting until a coin lists, when much of the upside has already disappeared. With BlockDAG, the gains are happening now, batch by batch. The early multipliers are being locked in while much of the market is still undecided.

By the time the mainnet goes live in 2025, the price gap between presale batches and potential listing prices could fuel another major uplift. Past projects with similar growth patterns saw sharp climbs in their first month of trading, driven both by scarcity and the rush of latecomers who didn’t act earlier.

Closing Line: What These Results Really Mean

BlockDAG’s presale proves that the biggest wins don’t always wait for the open market. With $376 million raised, 25.2 billion coins sold, over 19,300 miners distributed, and a 2,660% ROI already locked in, the groundwork for one of 2025’s biggest crypto stories is being laid.

For those searching for the next major play, the presale isn’t just showing potential. It’s already delivering results, and that early success is setting the tone for what could unfold once mainnet launches.

Presale: https://purchase.blockdag.network

Website: https://blockdag.network

Telegram: https://t.me/blockDAGnetworkOfficial

Discord: https://discord.gg/Q7BxghMVyu

Continue Reading

Trending