Crypto Currency
JPMorgan Launches Tokenized Money-Market Fund on Ethereum Blockchain
JPMorgan Chase has officially launched its first tokenized money-market fund, marking a major advancement in the bank’s blockchain strategy. The new fund, called My OnChain Net Yield Fund (MONY), operates on the Ethereum blockchain and was seeded with $100 million of JPMorgan’s internal capital.
Designed for qualified investors, MONY offers a blend of traditional finance stability and blockchain-based transparency — allowing investors to earn daily yield directly on-chain.
A Tokenized Fund Built for Institutions
The MONY fund is powered by JPMorgan’s tokenization network, Kinexys Digital Assets, and can be accessed through the bank’s Morgan Money platform. To qualify, individuals must hold at least $5 million in assets, institutions must hold $25 million, and the minimum investment is $1 million.
Investors can subscribe using:
- Cash, or
- USDC, the stablecoin issued by Circle
In exchange, they receive tokenized fund shares delivered directly to their crypto wallets. These digital tokens represent ownership in the fund and accrue yield automatically on-chain.
The MONY fund invests in traditional short-term, low-risk debt instruments, similar to conventional money-market funds. The difference is that yield is delivered transparently through blockchain technology — combining safety with real-time digital tracking.
Regulatory Clarity Accelerates Tokenization
JPMorgan’s launch follows the passage of the Genius Act, a regulatory milestone that provided clearer rules for stablecoins, accelerating institutional adoption of tokenized assets. The initiative aligns with growing demand among investors for digital-native products that blend regulatory compliance with blockchain efficiency.
John Donohue, global liquidity head at JPMorgan Asset Management, said the bank expects to lead the institutional tokenization wave as more clients seek blockchain-enabled investment tools.
Benefits of Tokenized Money Funds
Tokenized investment structures like MONY bring several advantages:
- Faster settlement and fewer operational delays
- Lower back-office costs through automation
- Real-time transparency into fund performance
- Use as collateral across digital asset platforms
The broader market already supports this trend. Stablecoin supply has surpassed $300 billion, and money-market funds have climbed to $7.7 trillion in total assets globally — highlighting enormous investor appetite.
A Strong Signal of Wall Street’s Commitment to Blockchain
With MONY, JPMorgan strengthens its position as a leader in institutional digital assets. The fund’s launch demonstrates growing confidence in blockchain infrastructure and reinforces the future of tokenized finance across banks, asset managers, and global institutions.
Blockchain
Real Token Positions Itself as a Web3 Identity & Asset Layer With New On-Chain Utility Expansion
Real Token (REAL), the native asset powering the Real Chain ecosystem, is emerging as a foundational component of a decentralized identity, verification, and asset-backed tokenization network designed for real-world applications. The project continues gaining traction as users explore its blended approach to authentication, multi-asset registration, and trust-layer infrastructure across Web3.
A Growing Identity Layer for Web3
Real Chain operates as a blockchain protocol focused on secure digital identities and asset verification. At its core is the Real ID system — a user-controlled, on-chain identity model enabling permissioned access, verifiable credentials, and cross-platform authentication without relying on centralized databases.
REAL, the protocol token, functions as the economic engine behind identity validation, staking, and node participation. It is also used to facilitate network fees, reward verification services, and anchor trust mechanisms across the platform.
Asset Registration and the “Proof of Realness” Standard
A key element of Real Chain is its asset-registration infrastructure, which allows users and institutions to tokenize physical or digital assets with cryptographic authenticity. This emerging standard — often referred to by the community as Proof of Realness — underpins:
- Tokenized records for property or collectibles
- Secure digital certificates
- Authentication for brands and enterprises
- Verifiable ownership records across marketplaces
REAL token staking reinforces this verification layer by ensuring validators maintain network integrity.
REAL Utility Expands With New Protocol Features
The ecosystem continues to roll out additional functionality, including:
- Upgraded validation modules to enhance identity scoring
- Smart-contract-based asset vaults for issuing traceable digital proofs
- Integration pathways for Web2 platforms, enabling businesses to link their identity systems with Real Chain
- A governance framework that allows token holders to influence protocol upgrades
As adoption increases, REAL is positioning itself as both the governance asset and operational currency of an identity-driven blockchain framework.
Market Outlook: Identity and Verification Gaining Momentum
The broader digital identity sector has seen accelerating interest as enterprises explore decentralized verification solutions. Real Chain is attempting to capture this demand by combining utility-based token economics with real-world authentication infrastructure.
REAL holders benefit from a growing set of on-chain functions including validation rewards, voting rights, and participation across emerging verification markets.
With identity-layer protocols gaining relevance across DeFi, enterprise blockchain, and tokenized commerce, Real Token is shaping itself as a contender within the niche of secure, interoperable Web3 identity systems.
Crypto Currency
BeB (BEB1M) Expands Utility-Driven Crypto Ecosystem With Real-World Service Integration and Milestone-Based Tokenomics
BeB strengthens its position as a utility-focused ecosystem with a growing suite of tokenized services on Solana.
BeB (ticker: BEB1M), a utility-oriented token built on Solana, is emerging as a multi-purpose asset designed to support payment flows, governance activity, market-making tools, and access to a range of real-world services. Developed by a Canadian technology firm, the project emphasizes functional crypto adoption rather than speculative token behavior.
Utility-First Architecture Anchors BEB1M’s Role
The BEB1M token serves as the central payment and governance layer of the BeB ecosystem. Users can employ the token for service payments, premium dashboard access, governance participation, and optional non-custodial staking. The project positions its token as a tool for operational utility across multiple sectors, including tokenization services, market-maker support, exchange-listing preparation, gaming integrations, and sports-talent initiatives.
This approach aligns BeB with a growing category of blockchain projects prioritizing genuine use-cases over purely market-driven activity.
Tokenomics Built Around Milestones and Supply Management
The BEB1M token distribution is allocated across liquidity reserves, ecosystem growth, market-making operations, community initiatives, and strategic partner allocations. A milestone-linked locking system allows portions of the total supply to be locked based on market-cap achievements. The project’s long-term vision is to lock up to 50% of its full supply once major market benchmarks are reached.
This phased-locking model is designed to offer increased transparency and to align supply dynamics with the ecosystem’s measured growth.
Governance, Staking, and Community Alignment
BeB anticipates expanding its utility through additional products and vertical integrations. Governance participation gives token holders the ability to influence ecosystem parameters and future deployments, while voluntary staking aims to deepen community engagement without guaranteeing fixed returns.
Future development targets include gaming environments, sports-talent programs, expanded partner integrations, and refined tokenization applications — reflecting the project’s intention to build a long-term, service-based crypto economy.
Crypto Currency
Cathie Wood Reveals Her Top Crypto Picks for the Next 3–5 Years: BTC, ETH, and SOL
Cathie Wood, CEO of Ark Invest, is known for making bold predictions—and this time, she’s zeroing in on the crypto networks she believes will define the next market cycle. According to Wood, institutional capital has permanently transformed the digital-asset landscape. Market volatility already behaves differently than in previous cycles, and three networks stand out as long-term winners: Bitcoin, Ethereum, and Solana. Each plays a uniquely important role in the future of crypto investing.
Why Bitcoin, Ethereum, and Solana Lead the List
1. Bitcoin (BTC): The Institutional Base Layer
Bitcoin remains Wood’s top pick, driven largely by liquidity. Large institutions require deep, stable markets before allocating serious capital—and Bitcoin still offers the strongest entry point. As the first and largest crypto asset, Bitcoin sets the tone for the entire industry.
Its fundamentals remain powerful. The most recent halving on April 20, 2024, reduced mining rewards to 3.125 BTC per block, slowing supply growth. Historically, each halving has triggered multi-year appreciation cycles. With issuance now lower than ever, long-term structural demand continues building.
2. Ethereum (ETH): The Institutional Innovation Layer
Ethereum takes second place thanks to its growing role in institutional infrastructure. Enterprises, banks, and funds already build applications on Ethereum’s base layer, while Layer-2 networks offer scalable throughput without compromising security.
Ethereum may seem less flashy than newer chains, but for professional capital, reliability outweighs hype. Its ecosystem supports stable, predictable development—an attractive trait for institutional portfolios.
3. Solana (SOL): The Consumer Adoption Engine
Solana ranks third as the most user-friendly major network. Its speed, low fees, and simple architecture allow developers to create games, social apps, and payment tools without navigating complex layers.
This consumer-first experience is driving adoption at a rapid pace. Users interact with Solana apps the way they interact with traditional web platforms—making it an ideal network for mainstream onboarding.
How Institutions Are Redefining Crypto Cycles
Wood argues that the classic four-year Bitcoin boom-and-bust cycle is fading. Institutional involvement is replacing speculative trading behavior. Long-term holders now dominate the supply, reducing volatility and dampening extreme price swings.
Bitcoin increasingly behaves like a macro-sensitive risk asset—reacting to economic growth, stock-market trends, and global liquidity conditions. This signals maturity, not weakness.
Ethereum and Solana show similar patterns. Valuations are now more closely tied to broader market forces rather than retail-driven hype. Crypto is effectively becoming part of global portfolio construction.
A Clear Roadmap for the Next 3–5 Years
Cathie Wood’s rankings outline a disciplined new structure for crypto investing:
- Bitcoin offers liquidity and macro-level durability.
- Ethereum delivers secure, institutional-grade innovation.
- Solana powers mainstream consumer adoption.
Together, these networks form a stronger foundation for a maturing digital-asset ecosystem—one defined less by wild speculation and more by long-term utility, integration, and professional capital.
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